Prompt Yuem

Prompt Yuem

Prompt Yuem – A Loan You Can Trust, Always by Your Side

We understand that at certain times, you may need a reliable financial partner.
“Prompt Yuem” is a legally licensed Provincial Microfinance (Pico Finance) application, regulated by the Ministry of Finance of Thailand.

We are committed to delivering services with integrity, transparency, and fairness, ensuring that you can access safe and reliable funding—without concerns about excessive interest rates or hidden fees.

QR Technologies Co., Ltd. is a licensed Provincial Microfinance (Pico Finance) operator, officially authorized by the Ministry of Finance under License No. 67/2563, and the developer of the “Prompt Yuem” application.

About Ounjai Cash

Transparent & Fair

Reducing-balance interest calculation with clear terms at every step

Fully Licensed & Trusted

Operated under strict supervision of the Ministry of Finance

Flexible & Customer-Centric

Repayment plans tailored to your financial capability

Easy Application, Fast Disbursement

Fully digital process via mobile application

Pico Finance Loans for Every Financial Need

Download and get started with 
“Prompt Yuem”  
today.

App Store
Google Play

Available on both iOS and Android, via the App Store and Google Play Store.

Loan Product Details

  • Loan Amount: THB 1,000 – 50,000
  • Repayment Period: 3 – 6 months (approximately 91 – 180 days)
  • Interest Rate: Up to 35.8% per annum (APR)
  • No Application Fees

Key Features

  • Apply anytime, anywhere via mobile
  • Fast approval with minimal waiting time
  • Loan amounts up to THB 50,000
  • No guarantor required
  • No payslip required
  • Fully digital end-to-end application process
  • Dedicated customer support available daily

Application Process

  • Download the “Prompt Yuem” application from the App Store or Google Play Store
  • Register with your mobile number and verify your identity using your national ID
  • Complete the required personal information
  • Select your desired loan amount and repayment period
  • Review and confirm your application
  • Wait for approval notification (processed within a short time)
  • Upon approval, funds will be transferred to your account within 24 hours

User Qualifications

  • Must be at least 20 years of age
  • Must have a stable and verifiable source of income
  • Must have a bank account in the applicant’s name
  • Must provide accurate and complete information and documentation

The company promotes responsible borrowing and encourages financial discipline among users:
“Borrow only what is necessary and ensure affordability for repayment.”

Repayment Schedule

A transparent repayment schedule is provided, clearly outlining principal, interest, and installment amounts for each payment period.

Installment
Outstanding Balance
Payment Amount
Interest (30 Days)
Principal Payment (After Interest)
1
10,000.00
2,390.87
298.33
2,689.20
2
7,609.13
2,462.19
227.01
2,689.20
3
5,146.94
2,535.65
153.55
2,689.20
4
2,611.29
2,611.29
77.90
2,689.19
Total
10,000.00
756.79
10,756.79

Total repayment: 10,756.79 THB (Total interest: 756.79 THB)

Service Provider Information

Company Name

QR Technologies Co., Ltd.

License Number

67/2563

Regulatory Authority

Fiscal Policy Office (FPO), Ministry of Finance

License Verification Website

https://www.1359.go.th/picodoc/pico_public/

Contact Channels

LINE ID

@promptyuem

Email

customerservice@qrtec.co.th

Application

In-app support via “Contact Customer Service”menu

Address

135/37 Amornphan 205 Tower 2, Floor 12A Soi Nathong, Ratchadaphisek Road, Din Daeng Subdistrict, Din Daeng District, Bangkok 10400, Thailand