company focused on developing Digital Communication and Financial Technology solutions
QR Technologies Co., Ltd. is a licensed Provincial Microfinance (Pico Finance) provider, duly authorized by the Ministry of Finance under License No. 67/2563 since 2020, and operates under the supervision of the Fiscal Policy Office (FPO). The Company is committed to conducting its business in full compliance with applicable laws, corporate governance principles, and standards of transparency and fairness, with a strong focus on protecting the interests of its customers.
The Company delivers lending services through its digital platform under the “Ounjai Cash” application, which is designed to provide users with convenient, fast, secure, and efficient access to funding. The platform features a streamlined application process, systematic credit assessment, and clear, transparent terms, helping to enhance financial liquidity and serve as a reliable financial solution for users at times of need.
In addition, the Company places great importance on the protection of users’ personal data in accordance with applicable standards and continuously develops its technology to enhance user experience and strengthen trust in its digital financial services over the long term.
Ounjai Cash is a legally licensed Pico Finance mobile application, operating under the supervision of the Ministry of Finance. We aim to be a reliable financial partner, helping users navigate financial challenges with confidence through fair interest rates and customer-focused services.
The application process is simple and convenient via the mobile app. Users receive results promptly, and funds are disbursed after approval (subject to banking system processing). The platform is secure, reliable, and operates in full compliance with relevant regulations, with strong data protection standards in place.
Ounjai Cash is available on Google Play Store, enabling users to access financial services conveniently, quickly, and securely anytime, anywhere.
app today and take control of your financial needs with confidence in just a few steps.
*Available on Android devices via Google Play Store only.
The company promotes responsible borrowing and encourages financial discipline among users:
“Borrow only what is necessary and ensure affordability for repayment.”
A transparent repayment schedule is provided, clearly outlining principal, interest, and installment amounts for each payment period.
Installment | Outstanding Balance | Payment Amount | Interest (30 Days) | Principal Payment (After Interest) |
|---|---|---|---|---|
1 | 10,000.00 | 2,390.87 | 298.33 | 2,689.20 |
2 | 7,609.13 | 2,462.19 | 227.01 | 2,689.20 |
3 | 5,146.94 | 2,535.65 | 153.55 | 2,689.20 |
4 | 2,611.29 | 2,611.29 | 77.90 | 2,689.19 |
Total | 10,000.00 | 756.79 | 10,756.79 |
Total repayment: 10,756.79 THB (Total interest: 756.79 THB)
QR Technologies Co., Ltd.
License Number
67/2563
Regulatory Authority
Fiscal Policy Office (FPO), Ministry of Finance
https://www.1359.go.th/picodoc/pico_public/